A Study of Regional Rural Banks in the Present Scenario of India

Authors

  • Mr. Ajay Assistant Professor, Dept. of Commerce, SD College, Muzaffarnagar, Uttar Pradesh

DOI:

https://doi.org/10.31305/rrijm.2023.v08.n01.003

Keywords:

RBI, RRB, NABARD, MGNERGA, ATM, UPI

Abstract

Regional Rural Banks play a crucial role in the agriculture and rural development of India. RRBs successfully achieved the target of taking banking to the doorstep of rural households to avail easy and cheaper credit facility and other financial services. The main objectives of this study are to find the Need, Functions, Objectives, and Challenges of RRBs as well as also study the financial statement of RRBs. Which was published by NABARD (Mumbai) to find how many RRBs survive today and in which state or district they cater their services.

Author Biography

Mr. Ajay, Assistant Professor, Dept. of Commerce, SD College, Muzaffarnagar, Uttar Pradesh

Mr. Ajay received his Bachelor of commerce from Panjab University, Chandigarh, India, and Master of Commerce from Panjab University, Chandigarh, India. He is qualified UGC NET & JRF both in commerce. He is also qualified Himachal Pradesh SET (State Eligibility Test) for Assistant Professor conducted by Himachal Pradesh Public Service Commission. He is currently working as an Assistant Professor in the Dept. of Commerce, SD College, Muzaffarnagar, Uttar Pradesh. He is a Lifetime Member of the Indian commerce association. His areas of interest are Banking and Taxation.

References

Devi, N. S. (2014). Problems and prospects of regional rural banks in India. International Journal of Managerial studies and research (IJMSR), 2(3), 69-72.

Sura, D., & Jasvir, S. (2006). Efficacy of regional rural banks (RRBs) In India: A conventional analysis. JIMS-8M, The Journal of Indian Management and Strategy, 11(4), 4-12.

Shyam Sundar Nema, "Function, Recapitalization and Importance of Regional Rural Bank." IOSR Journal of Research & Method in Education (IOSR-JRME), Vol.11, Issue 1, 2021, pp. 01-02.

Krishna. Kanika, Nancy. Sahni, “Financial performance evaluation of RRB’s in India” IJMIT, Vol.4, Issue 2, 2013, pp.237-247

Sidharti Sharma, Priyanka Goyal, Neha Mittal “A Study on the Performance of Regional Rural Banks in India” IJRAR, Vol.6, Issue 1, 2019, pp.441-445

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Published

16-01-2023

How to Cite

Ajay. (2023). A Study of Regional Rural Banks in the Present Scenario of India. RESEARCH REVIEW International Journal of Multidisciplinary, 8(1), 17–22. https://doi.org/10.31305/rrijm.2023.v08.n01.003

Issue

Vol. 8 No. 1 (2023): RESEARCH REVIEW International Journal of Multidisciplinary

Section

Articles

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Creative Commons License

This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.

This is an open access article under the CC BY-NC-ND license Creative Commons Attribution-Noncommercial 4.0 International (CC BY-NC 4.0).