Comparison of private banks – Performance Evaluation of private banks using CAMEL Model

ICIMP-2018 | SPECIAL ISSUE | SEP-2018 | Published Online: 03 October 2018    PDF ( 300 KB )
Author(s)
Dr. Krunal K Bhuva 1; Raina Vyas 2

1Associate Professor at Shri Jaysukhlal Vadhar Institute of Management Studies, Jamnagar, Gujarat (India)

2Student of Masters of Business Administration at Shri Jaysukhlal Vadhar Institute of Management Studies, Jamnagar, Gujarat (India)

Abstract

I have done research on the comparative analysis of the bank with CAMEL Model & have analyzed the financial data of various private banks which is named as ICICI Bank, HDFC Bank, Kotak Mahindra Bank and AXIS Bank. I have also calculated various ratios as per CAMEL Model which is one of the reliable measures to see the performance of the bank. Analysis of the capital adequacy, assets quality, management efficiency, earnings of the bank and liquidity position of the bank is measured with the help of various ratio calculations. At the end of the research study I have ranked the banks as per their performances which help the banks to know that in which sector bank is performing well. The research is also having findings and suggestions at the end which shows the result of the banks and also helps banks to make decisions and solve problems for their future. On the basis of the research banks can improve their performance in future.

Keywords
CAMEL MODEL, private banks, capital adequacy ratio, liquidity ratio
Statistics
Article View: 122