DEY, I.; BHATTACHARYYA, B. Financial Decision Making: Procrastination vs. Financial Literacy. RESEARCH REVIEW International Journal of Multidisciplinary, [S. l.], v. 9, n. 12, p. 189–195, 2024. DOI: 10.31305/rrijm.2024.v09.n12.023. Disponível em: https://rrjournals.com/index.php/rrijm/article/view/1686. Acesso em: 3 nov. 2025.